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And pay the bills, of course. "This gives multiple people access to the account to help divvy up responsibilities, " Anastasio says. If you're a married couple who shares money and bills, for example, then having a joint account could make managing your finances much easier. After all, a joint account lets both of you cover expenses and pay bills with the money you share, versus having to have separate accounts and figure out how to "split" bills in another way. Joint accounts can also help couples take advantage of benefits that may not otherwise be available to them, says Kevin Condon, SVP of consumer deposit and small business product management at Bank of America. For example, pooling your money can help you meet the minimum balance requirements needed to get benefits like getting maintenance fees waived or rewards that result in lower interest rates on loans. Finally, joint ownership can also increase the amount of FDIC insurance coverage. Ravi Kumar, head of CIT Bank, says that each co-owner of a joint account is insured up to $250, 000 for the combined amount of his or her interests in all joint accounts at the same insured depository institution.
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Affected candidates will begin receiving cancellation/reschedule emails shortly, with new appointment availability beginning December 11. Exams continue to be available at third-party test centers that are operational. England – The mandatory lockdown is effective from November 5 through December 2. Exam delivery remains limited to programs that qualify as essential services only. Exams continue to be delivered at third-party test centers that are operational. Worldwide Testing – November 11 Update The most recent scheduling updates for Pearson VUE testing centers worldwide is shown below based on updated government guidance: Paris, France – Exam deliveries at Pearson VUE-owned testing centers (PPC) are suspended through December 1. Delivery of exams is still available through third party testing centers that remain operational. Appointment availability begins December 2. Manitoba, Canada – With updated government guidance, beginning Saturday November 14, exams can only be delivered for programs that qualify as 'critical services'.
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